BENEFITS OF CHAPTER 13 BANKRUPTCY
IN LAS VEGAS INCLUDE MORE THAN
SAVING YOUR HOME AND CAR

BENEFITS OF CHAPTER 13 BANKRUPTCY IN LAS VEGAS

BENEFITS OF CHAPTER 13 BANKRUPTCY IN LAS VEGAS

There are many benefits of Chapter 13 Bankruptcy in Las Vegas!

Some of the other benefits of Chapter 13 Bankruptcy that do not apply to Chapter 7 are:

Co-Debtor Stay: Prevents a creditor from harassing your co-signors while you make Chapter 13 payments.

Super Discharge: Allows you to discharge (get rid of) debts that Chapter 7 Bankruptcy does not such as Divorce Property Settlements (as long as it is not in the nature of support) and Willful and Malicious Injury debts.

Chapter 20 Bankruptcy: Occurs when an individual first files Chapter 7 Bankruptcy and then files Chapter 13 Bankruptcy. There are normally two reasons to do this:

a) Since Chapter 13 has debt limits to qualify, by filing Chapter 7 first and discharging most of your debt, you may now qualify for Chapter 13 allowing you get caught up on missed mortgage or car payments.

b) Have money available to pay non-dischargeable Chapter 7 debt through a Chapter 13 repayment plan. A typical example is to file Chapter 7 to get rid of credit card debt and then file Chapter 13 to use your disposable income to get caught up on tax debt, child support, student loans, etc.

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To find out if a Bankruptcy in Las Vegas is right for you, take the first step by scheduling a consultation. Here is what you can expect:
• Attorney Colmenares will personally review your entire financial situation and develop a debt relief plan that is custom tailored to your specific needs. All information remains strictly confidential.
• If Bankruptcy is right for you, we will let you know the cost and what paperwork you need to provide. There are no hidden fees.
• With as little as $100 down* you will be able to tell your creditors you are now represented by Attorney Colmenares. This should stop debt collectors from calling and harassing you.
• If Bankruptcy is not right for you, we will advise you of your non-bankruptcy alternatives.

Schedule Your BANKRUPTCY CONSULTATION.

PERSONAL STATEMENT FROM ATTORNEY NEIL E. COLMENARES

Testimony

"Upon my first contact with Atty. Neil I felt at ease with talking to him about my having to file for bankruptcy. He was very professional and personable and explained everything in detail what I would have to do. As such, I returned to him with all my records and data in order. Afterwards he explained the next processes that I would have to follow. Because I was fully prepared his job to present it to the court was prudent and expeditious. As a result, my case was completely settled in less than three months. Neil is a man of his word and action and I certainly would recommend him to anyone in need of legal service, but with a word of advice, I would recommend that you should be prepared to do whatever he requests in order to expedite your case."
Judy W.
"When the housing market tanked and i got laid off I needed help with a short sale of my home. Mr. Colmenares was recommended to me by a co-worker. Mr. Colmenares made the process as painless and smooth as possible. I highly recommend Mr. Colmenares to anyone who is in the same position as I once was. If your looking for a pro on your side, look no further."
Steve W.
"Neil's a very reasonably priced lawyer. Handled my case promptly and professionally. Couldn't ask for better results. Saved me thousands of dollars and avoided costly lawsuits. Will definitely use Mr. Colmenares for future legal needs."
Emaan O.
"The best attorney I have ever dealt with. He made me feel good about going to see an attorney. Anytime I had questions in the process, our calls were answered promptly, He always got back to me and I never had to case him down. Mr. Colmenares even went out of his way to let me see him late on a Saturday. He's not like any other attorney that only cares about your money. He answered all my questions in detail. and gave me advice in how to situate my problems. I didn’t even have to ask him questions because that’s how specific and detailed he was. It was like he read my mind. Always thinking ahead, and was on top of my case. Worth every dollar spent. Highly recommend."
Jack H.